Cozy Credit Report

Landlords can request screening reports and applicants purchase and share reports.

Cozy credit report.

There s nothing for you to do right now but we ll let you know before your account moves. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. Learn more about the change.

Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Reports contain accurate up to date info about your applicants. Your cozy payments will only appear on your experian credit report. You need more than just a credit score to understand an applicant s financial situation.

Cozy credit reports come directly from our partner experian the industry leader in credit reporting. Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. It wouldn t be treated as a late payment on your credit report. If you skip paying through cozy for a month your report will show no activity for that month.

Credit history built through cozy and experian rentbureau shows up on experian credit reports. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually.