Cozy Credit Reporting

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure.

Cozy credit reporting.

If you turn off rent reporting before the end date on your lease the cozy tradeline may be deleted from your experian credit report. Protect yourself and your stuff. If you skip paying through cozy for a month your report will show no activity for that month. Request reports learn more.

Choose to report your cozy rent payments to experian rentbureau so you can build your credit history just by paying your rent. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. Landlords can request screening reports and applicants purchase and share reports. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports.

When tenants choose to use a credit or debit card there s a 2 75 service fee. Cozy credit reports come directly from our partner experian the industry leader in credit reporting. Your cozy payments will only appear on your experian credit report. Reports contain accurate up to date info about your applicants.

There s nothing for you to do right now but we ll let you know before your account moves. Request credit reports and background checks from potential tenants so you can make an informed decision. Cozy isn t a listings search site but you can find and apply to cozy properties and others on our partner sites. Build your credit history.

How to run and share your credit report and background check and lock out help. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. Not ready to get started. You need more than just a credit score to understand an applicant s financial situation.

You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. 7 articles making payments. You can stop reporting your rent at any time by toggling the on button to off. Learn more about the change.