Credit Score Rating Range

Generally speaking the credit bureaus consider any score over 650 to be a good credit score.

Credit score rating range.

As you can see different credit scoring models may have different ranges and scoring criteria. For a score with a range between 300 850 a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. For fico scores a good credit score is 670 to 739 with a higher score being very good or excellent.

Credit scores calculated using the fico score or vantagescore 3 0 scoring models range from 300 to 850. A credit score can range from 300 to 850 depending on the scoring model such as a mortgage score. Most credit scores fall between 600 and 750. That means the same credit score could represent something different depending on which credit model a lender uses.

If your credit score is between 750 and 800 you have a long and distinguished credit history that shows a responsible payment history and the ability to handle multiple types of credit responsibly. Both fico and vantagescore range from 300 to 850 although the way. A vantagescore 3 0 score of 661 could put you in the good range for example while a 661 fico score may be considered fair. For the crop of base fico scores the very good range goes from 740 to 799.

Your credit score calculation represents your credit risk at a moment in time based on information found on your credit report. As a matter of fact for the most part you are regarded in the same standard as borrowers with excellent credit history with the exception that you may have a higher debt to income ratio.